Your Home Buying Journey Starts Here
Find the perfect mortgage solution with competitive rates and expert guidance.
We're Here to Help
Our Expert BrightShore Mortgage Professionals are ready to assist you.
Our team will help you from initial application till closing
We are here to help you with the right loan options for your budget and needs.
Our easy-to-use, online application is available 24/7
Submit your application for pre-approval, and a BrightShore team members will contact you to discuss your options.
Let's connect for the right loan options
Have additional questions or need more information? We're here to help you.
Calculate Your Monthly Payment
Get an ensure of your monthly mortgage payment
(Required if down payment is less than 20% of home value by location)
Mortgage Calculator
Est. Total
per month
Loan Amount
$240,000
Total Interest
$306,107
*This calculator provides estimates only. Your actual payment may vary. Property taxes and insurance are estimated and will vary by location.
The Application process
Simple steps from application to closing.
Loan Pre-Approval & Expertise
Get pre-approved to understand your budget and strengthen your offer.
Application
Complete your full application with our easy digital tools.
Processing
We verify your information and order necessary documentation.
Underwriting
Final review and approval of your loan application.
Closing
Sign documents, get your keys, and move into your new home!
Our Mortgage Products
Experience the difference of mortgage servicing built on our core values Find the right loan for your unique situation
Conventional Loans
Find the right loan for your unique situation.
KEY BENEFITS
Lower interest rates- Flexible terms (15,20,30 years)
- Download payment as low as 3%
ELIGIBILITY
Credit score 620+, stable income, debt-to-income ratio under 43%
Jumbo Loans
Financing for luxury properties exceeding conventional loan limits.
KEY BENEFITS
- Loan amounts above $726,200
- Competitive rates for large loans
- Flexible terms
ELIGIBILITY
Excellent credit (700+), significant down payment, strong financials
Refinancing
Lower your rate, reduce payments, or access your home equity.
KEY BENEFITS
- Potentially lower monthly payment
- Potentially lower interest rate
- Access to your home's equity
ELIGIBILITY
Current mortgage in good standing, sufficient home equity, qualifying credit
BrightShore Mortgage Makes it Easy for You to Build a Brighter Future.
When you choose BrightShore Mortgage as your mortgage company you have access to make managing your mortgage easier.
Autopay Options
Setup your automatic payments for hassle-free, automated account billing.
Account Alerts
Our alerts keep you up-to-date on payments, account information, and more at the touch of your fingertips.
Paperless Account access
You can keep your account more secure by selecting to receive your information via email or through your online account.
What Documents You'll Need
Government-issued photo IDW-2s from past 2 yearsBank statements (last 2 months) ratesProperty informationFederal tax returns (past 2 years)Employment verificationAdditional asset documentationDigital uploads made easy: Our secure portal allows you to upload documents directly from your computer or phone. Track your application status in real-time.
Ready to Start Your Application?
Get pre-approved in as little as 24 hrs and take the first step towards homeownership.